ABOUT ME _____________ Hi I am Shackara Anderson wife and a stay at home mom of 3 living in the Carolinas. I currently enjoying being present for my kiddos and creating youtube videos. While my husband is out being the breadwinner I also bring in income from home from babysitting. Because I won't have a full-time job until my third child goes off to school it is very necessary that we save money. I figured the best way to budget and save money is to create necessary sinking funds and apply our money where we will always be ahead. Last year and the years before I was a virgin to saving money. as soon as we had it we spent it. Then we had no money to fix our cars etc when it was needed. We were tired of that life and knew we needed to change. And because I have already shared so many parts of my life here with everyone on my youtube channel I might as well share this important part of my life with you all also!!!